Which segment of the U.S. economy is regulated by Dodd-Frank?

The Dodd-Frank Wall Street Reform and Consumer Protection Act primarily focuses on the banking industry and financial services in the U.S. This legislation was enacted in response to the 2008 financial crisis to increase transparency and reduce the risk of future economic downturns.

The act established a comprehensive framework for regulating financial institutions, providing oversight for banks and other financial entities to ensure they operate in a manner that protects consumers and the economy. It created the Consumer Financial Protection Bureau (CFPB) to oversee and enforce consumer protection laws, particularly in relation to mortgages and other financial products.

While segments such as the real estate industry, healthcare, and energy sector have their own regulatory frameworks, they are not directly governed by the Dodd-Frank Act. Therefore, the banking industry is the correct choice, as it is the primary focus of the reforms and regulations put in place by this legislation.